5 Things to Know About Workers' Compensation
Worker's compensation or "workers' comp" is insurance dedicated to employees who experience an injury at work. Its purpose is to provide employees with wages and medical benefits. You may be entitled to compensation if you are injured while at your workplace or become ill because of work conditions. Here are a few things to note:
Where You Live Can Affect Your Benefits
Each state differs in its level and type of coverage. Certain kinds of injuries and employees may not be covered. Knowing Illinois's rules and qualifications ahead of time can prevent a not-so-good surprise later.
Workers' Comp Is Designed To Avoid Lawsuits
There are still certain situations that are considered exceptions. You can file a claim if the injury was intentional or if the injury was outside the scope of your job description.
Employees Can Still Collect Benefits
Employees can still collect benefits even if they weren't on-site when they were hurt. For example, if you are injured while running an errand for your boss, you're covered.
Worker's Compensation Covers More Than Just Injuries
Coverage extends to more than just physical injuries. People suffering from psychological trauma resulting from a work incident are also protected.
Recurring Conditions Don't Go Away
Repetitive motion injuries, heart attacks, strokes, and other physical or mental conditions are often considered work-related. It's smart to talk with an attorney to see additional information.
Being injured on the job is hard enough; you shouldn't have to deal with the financial burdens that follow. McCarron Law Firm wants to help you get the compensation you deserve. Call us today at 309-820-1010, live chat, or contact us online for more information.