Personal Injury Myths: 4 Things You Need to Know

 Many have preconceived ideas about personal injury lawsuits, most of which are seldom true. It's always best to know the facts when you sustain an injury in an accident and seek a lawyer's assistance as necessary. That's why we're here to debunk a few myths regarding personal injury law:

1. Having insurance erases the need for a lawyer.

False.

You may have insurance to help cover medical bills and other costs. It's important to remember that insurance companies are "for-profit" corporations. The more money that they pay out in claims, the less profit they make. Often, they will try to settle quickly, offering amounts that are not appropriate for the situation, the injury, the time one has to take off of work, or the medical bills that follow. An attorney can help you avoid this and obtain the compensation you rightfully deserve.

2. You can file a claim at any time.

False.

Each state has statutes of limitations that specify the deadlines of when you can file your claim. The general time ranges from one to six years, but it's best to seek a lawyer's expertise as soon as possible after the accident.

3. Personal injury cases take forever to settle.

False.

Some are under the impression that these cases are incredibly time-consuming. However, 95% of personal injury cases are settled outside of court as soon as treatment is completed and all bills are compiled. Sometimes delays are a result of the insurance company's attempt to avoid payment.

4. Hiring an attorney will be too expensive.

False.

Most personal injury attorneys accept injury cases on a contingency-fee basis, meaning that you do not owe them anything unless they acquire compensation for you.

Having an attorney can help you arrive at a fair settlement for your situation and get you the compensation you deserve. Joe McCarron is here for you 24/7 to guide you through the process. Don't wait, don't worry. Call McCarron Law Firm at 309-820-1010 or visit us online to schedule an appointment.